Attention homeowners: Real estate appraisal services for in Fort Wayne and Allen County

See the top seven reasons why Indiana homeowners order from Tim Norris & Associates:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower a mortgage payments by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
To settle an estate in Allen county or Indiana by determining the true market value of the real estate in question


	Own a home in or near Fort Wayne, Indiana and need help determining the value of it? Contact Tim Norris & Associates.

At Tim Norris & Associates, we understand the individual needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular consumer that most likely doesn't look at appraisals every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Tim Norris & Associates is your chief weapon.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Tim Norris & Associates, we're qualified in helping homeowners just like you rid themselves of unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be difficult and inconvenient from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Tim Norris & Associates can help you reinstate your home equity line of credit with a professional appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Tim Norris & Associates offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Tim Norris & Associates can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.